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About the Authors

John Slater publishes Capital Matters.  With thirty years experience in the investment banking industry, John has represented more than two hundred entrepreneurial companies in merger and acquisition and capital raising transactions.  He is vitally interested in the health of the United States small business community as a basic building block of America’s success story.  For more information see About the Publisher.

Focus LLC Managing Director, Bob Beard has more than twenty-five years experience as a senior manager and C-level executive in the asset based lending industry.  His experience includes serving as southeast regional underwriting manager for Heller Financial and as a senior executive with  Capital Business Credit.   For the past nine years he has assisted middle market borrowers with negotiating ABL financings.

Michael Drury is the Chief Economist for McVean Trading & Investments, LLC. He joined the firm in 1992, after serving for five years as Vice President and Senior Economist with Allen Sinai at Shearson Lehman Brothers and his successor firm, The Boston Company Economic Advisors (both subsidies of American Express). Michael began his career in New York in 1982 as Senior Economist at A. Gary Shilling and Company. He completed his undergraduate education at the Georgia Institute of Technology and did his graduate work at the University of Wisconsin-Madison.

Steven Hansen is an international business and industrial consultant specializing in turning around troubled business units; consults to governments to optimize process flows; and provides economic indicator analysis based on unadjusted data and process limitations.  He is a frequent contributor to Seeking Alpha and to Global Economic Intersection.

John M. Mason writes on current monetary and financial events for Seeking Alpha and other publications. He is an entrepreneur and a writer. Current projects include a new banking institution, an Internet company, a private equity fund, two depository institutions and a community redevelopment fund. He formerly was on the faculty of the Finance Department, Wharton School, the University of Pennsylvania. Dr. Mason has been President and CEO of two publicly traded financial institutions and the executive vice president and CFO of a third. He has also served as a special assistant to the secretary of the Department of Housing and Urban Development in Washington, D. C. and as a senior economist within the Federal Reserve System. Dr. Mason has served on the boards of venture capital funds and other private equity funds. He has worked with young entrepreneurs, especially within the urban environment, starting or running companies primarily connected with Information Technology.

Carl W. Raggio, III has been an executive in the banking world for over 30 years.  He is known for his turnaround experience in community banks, including the sale of three banks at values that doubled from the point of his entry.  These banks ranged in size from $300 million to over $1 billion in assets and had from 150 to 500 employees.  As a Managing Director of Focus LLC, a Washington, DC based investment banking firm that provides merger and acquisition and capital raising services to mid-sized private companies, Carl heads the firm’s Community Banking and Financing Institutions practice team.



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